Silicon Valley Bank | Lyddon Consulting

Risk-weighting – how to fake up resilience in a banking system

Published on 6th April 2023.

The underlying article was published by IREF Europe on 5th April 2023.

Introduction

How resilient is the global banking system? Are banks’ capital buffers now much larger than they were going into the Global Financial Crisis of 2007/8, as authorities claim?

The buffers – called ‘Common Equity Tier 1’ (or CET1), ‘Tier 1 Capital’, […]

Bank Resolution is dead: authorities dare not use it – and instead risk destroying capital markets

Published on 1st April 2023.

The underlying article was published by IREF Europe on 29th March 2023.

The template created after the Global Financial Crisis of 2007/8 to shield taxpayers from direct bailouts of failed banks has already folded – authorities dare not use it.

The template is to put failed banks into ‘resolution’, with retail and small […]

HSBC rescue of Silicon Valley Bank’s UK arm DID have taxpayer support

SVB’s obituary

Published on 23rd March 2023

I have sent a paper to the Treasury Select Committee proving how the rescue of SVB UK by HSBC had taxpayer support.

You can DOWNLOAD THE PAPER HERE.The Governor of the Bank of England (Andrew Bailey) and the Economic Secretary to the Treasury (Andrew Griffith) are appearing before them on March […]

What are the lessons for Europe from the demise of Silicon Valley Bank?

14th March 2023

As published on https://en.irefeurope.org/publications/online-articles/article/what-are-the-lessons-for-europe-from-the-demise-of-silicon-valley-bank/ on 13th March 2023

YOU CAN DOWNLOAD THE ARTICLE HERE

Cover of slidedeck issued on 8th March 2023

Silicon Valley Bank (SVB) has gone from hero-to-zero in 48 hours. From established bankers to start-ups in the tech, fintech, and biotech industries and to Napa Valley’s premium wineries on Wednesday 8th March to […]