righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

TOTAL [POLITICAL] FOOTBALL – LABOUR’S INTEGRATED SCHEME FOR THE UK’S PENSIONERS

September 30th, 2024|Comments Off on TOTAL [POLITICAL] FOOTBALL – LABOUR’S INTEGRATED SCHEME FOR THE UK’S PENSIONERS

More money is needed and pensioners – or old codgers as a senior HM Treasury adviser calls them – cost too much and are in the way. Solution? Accelerate pensioner deaths through a scheme of public […]

Massive borrow-and-spend splurge under Labour takes shape

September 26th, 2024|Comments Off on Massive borrow-and-spend splurge under Labour takes shape

Report on Labour Plans May 2024

Rachel Reeves wants to take Great British Energy and the NationalWealthFund ‘off-balance sheet’ to massage the UK’s national debt figures.

What this means was written up on pp. 10-13 of this […]

Enquiries needed into the treatment of rioters and the narrative put up by the authorities during the August 2024 UK riots

August 14th, 2024|Comments Off on Enquiries needed into the treatment of rioters and the narrative put up by the authorities during the August 2024 UK riots

Introduction

Friends around the world must wonder if the UK has lost its mind, what with the Southport murders, the ensuing riots, the false predictions of 100+ ‘far Right’ protests on August 7th, the subsequent mass […]

Full callable capital of the European Stability Mechanism by credit rating level

July 26th, 2024|Comments Off on Full callable capital of the European Stability Mechanism by credit rating level

This chart supplements the IREF article published on 24th July 2024 entitled ‘There is no European Financial Safety Net, and therefore no Global Financial Safety Net’:

https://en.irefeurope.org/publications/online-articles/article/there-is-no-european-financial-safety-net-and-therefore-no-global-financial-safety-net/Bonds issued by the European Stability Mechanism have to be […]

The ‘grown-ups’ seem to have cooked the books to keep UK debt below 100% of GDP – for now

July 25th, 2024|Comments Off on The ‘grown-ups’ seem to have cooked the books to keep UK debt below 100% of GDP – for now

Introduction

The Office for National Statistics data for the UK’s public debt in June 2024 was duly published, and there was a turnaround in the direction-of-travel, of sorts anyway.

June borrowing was another disastrous £14.5 billion, but […]

The ‘grown-ups’ have all but ensured that UK debt will exceed 100% of GDP, and that the only way from there is down

July 15th, 2024|Comments Off on The ‘grown-ups’ have all but ensured that UK debt will exceed 100% of GDP, and that the only way from there is down

Introduction

Underline 21st July 2024 in your diaries.

This will be the publication date of the Office for National Statistics data for the UK’s public debt in June 2024.

Barring a turnaround in the direction-of-travel, the debt will […]

Callable capital of the European Stability Mechanism (the ESM)

July 8th, 2024|Comments Off on Callable capital of the European Stability Mechanism (the ESM)

Callable ESM capital

The ESM has a different legal mechanism for calling for more funds compared to the European Financial Stability Facility.

It is part-paid shares.

All Eurozone member states – including Croatia – are shareholders in […]

Why the European Financial Stability Facility was downgraded to AA-

July 8th, 2024|Comments Off on Why the European Financial Stability Facility was downgraded to AA-

Member state guarantees behind the EFSF and the resulting percentage of the EFSF’s bonds that are covered by guarantees of member states with different levels of credit rating

The EFSF’s credit rating was recently lowered to […]

Remainers admit that Labour’s economic growth plans are pie-in-the-sky

July 2nd, 2024|Comments Off on Remainers admit that Labour’s economic growth plans are pie-in-the-sky

Labour’s plans for the economy

Labour’s plans for growing the UK economy have been highlighted as being based on fresh air by a group of prominent Remainers and Rejoiners:

https://www.theguardian.com/uk-news/article/2024/jun/22/starmer-growth-plan-doomed-access-eu-markets-economists

Their argument is that Labour’s plans for growth […]