Lyddon Consulting
Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s historical focus was Payments and Cash Management, with derivative subjects being SWIFT MT messaging, the Single Euro Payments Area, and FinTechs/new payment mechanisms.
That was supported by a detailed knowledge of the regulatory and market practice domains behind these business areas, such as the Payment Services Directives, Anti-Money Laundering Directives, and regulations around cards, eMoney and mandatory information in funds transfers.
Bob has also developed detailed knowledge of the infrastructure behind the Euro: the TARGET2 payment and lending system, the other debt mechanisms (the European Union itself, the European Financial Stability Facilty, the European Stability Mechanism), and the mechanisms for creating ‘shadow debts’ (like InvestEU).
Bob has recently transferred this knowledge into an examination of the UK’s plans to build up its ‘shadow debt’ in pursuit of the current government’s Net Zero, Industry, and Infrastructure strategies.
At Lyddon Consulting you will find find both the methodologies and training packages to meet your needs.
A European Capital Markets Union remains light years away
Prospects for De-Dollarization – analysis in a presentation to a private business group
Published on 2nd June 2026
The consolidated scoresheet deriving from the analysis
Introduction
I recently made a presentation to a private business group in London entitled ‘Payment systems, the currencies they serve, and the prospects for de-dollarization’.
You can […]
The Rokos School of Government – Cambridge University’s largest ever donation raises major issues around who formulates public policy and the power of the voter
Likely ouput of the Rokos School
Published on 14 May 2026, and as previously published on 12 May 2026 by Conservative Post
Introduction
Cambridge University recently announced a donation of £190 million for the establishment of ‘The Rokos […]
Hungary’s election result celebrated by UK Rejoiners – the euro, inflation, and higher EU membership dues beckon for Hungary itself
Published on 21st April 2026
Introduction
The UK’s EU Rejoiners have been quick to celebrate the landslide victory of Peter Magyar’s Tisza Party in the recent Hungarian election, displacing Viktor Orban, his EU-sceptic predecessor and bête noire […]
EU Reset means Rejoin, and that risks civil war
Published on 16 April 2026
This is my letter published in the Daily Telegraph on 14 April 2026, about the Labour Party’s plans for the so-called ‘Reset’ of the UK’s relations with the EU.
The number of […]
Reeves has knifed Starmer by erasing the Brexit Red Lines, and he must sack her
Published on 19th March 2026 – my comments as published by the Daily Express on 19th March 2026 within the article that is headlined as pictured
Rachel Reeves gave her Mais lecture on Tuesday 17th March […]
Flatlining UK GDP masks a deep recession in the private sector
Published on 14th March 2026
The UK economy’s performance in January should not have come as such a surprise to numerous ‘economic analysts’.
November GDP was boosted by accountancy advice, as people tried to predict and mitigate […]
UK government’s plans to track and de-risk its own ‘shadow debt’ show the costs of the Net Zero transition will be imposed directly onto businesses and consumers
Published on 25 February 2026 and as previously published on 17 February 2026 by IREF (as an Online Article on https://en.irefeurope.org)
Introduction
The UK Budget papers of November 2025 acknowledge the funding models through which the government […]
The UK’s and EU’s Net Zero policies threaten to destroy their economies in the face of Trump’s oil-led US revival at US$50-per-barrel
Published on 12 February 2026 and as previously published by IREF Europe on 10 February 2026 (within Online Articles on https://en.irefeurope.org)
Introduction
The US is on the move and the geopolitical scenario has moved quickly away […]
