righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Callable capital of the European Stability Mechanism (the ESM)

July 8th, 2024|Comments Off on Callable capital of the European Stability Mechanism (the ESM)

Callable ESM capital The ESM has a different legal mechanism for calling for more funds compared to the European Financial Stability Facility. It is part-paid shares. All Eurozone member states – including Croatia – are shareholders in […]

Why the European Financial Stability Facility was downgraded to AA-

July 8th, 2024|Comments Off on Why the European Financial Stability Facility was downgraded to AA-

Member state guarantees behind the EFSF and the resulting percentage of the EFSF’s bonds that are covered by guarantees of member states with different levels of credit rating

The EFSF’s credit rating was recently lowered to […]

Remainers admit that Labour’s economic growth plans are pie-in-the-sky

July 2nd, 2024|Comments Off on Remainers admit that Labour’s economic growth plans are pie-in-the-sky

Labour’s plans for the economy

Labour’s plans for growing the UK economy have been highlighted as being based on fresh air by a group of prominent Remainers and Rejoiners:

https://www.theguardian.com/uk-news/article/2024/jun/22/starmer-growth-plan-doomed-access-eu-markets-economists

Their argument is that Labour’s plans for growth […]

How the bill of £800bn for Labour’s Net Zero plan was worked out

June 29th, 2024|Comments Off on How the bill of £800bn for Labour’s Net Zero plan was worked out

Headline in the Daily Express of the article in which the £800bn appeared

Labour’s Green Prosperity Plan will be based around Great British Energy, the new entity which will have equity of £1.7bn according to the […]

De-coding Rachel Reeves – Labour is the no-risk economic option as the outcome is certain: it’s disaster

June 14th, 2024|Comments Off on De-coding Rachel Reeves – Labour is the no-risk economic option as the outcome is certain: it’s disaster

Cover of Global Britain paper

Labour’s plans for the economy once they are in power have been dressed up in words like ‘stability’, ‘investment’, and ‘security’. They represent a great leap forward – over the precipice […]

Rachel Reeves – stripping away the jargon: the full analysis of the 2024 Mais Lecture

May 23rd, 2024|Comments Off on Rachel Reeves – stripping away the jargon: the full analysis of the 2024 Mais Lecture

Analysis of Mais Lecture

Labour is the no-risk economic option as the outcome is certain: it’s disaster.

This is the message of my analysis of Rachel Reeves’ Mais Lecture delivered in March 2024.

The full, final version of […]

Analysis of the 2024 Mais Lecture by the Shadow Chancellor of the Exchequer

April 24th, 2024|Comments Off on Analysis of the 2024 Mais Lecture by the Shadow Chancellor of the Exchequer

You can download here the rough, first-draft version of my analysis of the 2024 Mais Lecture given by Rachel Reeves, the Shadow Chancellor of the Exchequer.

This summary has just been published by the Conservative Post […]

The Celtic Paper Tiger

February 16th, 2024|Comments Off on The Celtic Paper Tiger

Published by Global Britain

Global Britain has released my report on the degree to which the economy of the Republic of Ireland is dominated by activities that reduce the tax bills of foreign multinationals.

You can download […]

Increasing debt imposed on EU citizens and businesses by EU institutions

February 1st, 2024|Comments Off on Increasing debt imposed on EU citizens and businesses by EU institutions

Title of article in the Journal des Libertés

This is the article that has been published in the Winter 2023/4 edition of the Journal des Libertés and which is based on my address to the IES-IREF […]