righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Rachel Reeves – stripping away the jargon: the full analysis of the 2024 Mais Lecture

May 23rd, 2024|Comments Off on Rachel Reeves – stripping away the jargon: the full analysis of the 2024 Mais Lecture

Analysis of Mais Lecture Labour is the no-risk economic option as the outcome is certain: it’s disaster. This is the message of my analysis of Rachel Reeves’ Mais Lecture delivered in March 2024. The full, final version of […]

Analysis of the 2024 Mais Lecture by the Shadow Chancellor of the Exchequer

April 24th, 2024|Comments Off on Analysis of the 2024 Mais Lecture by the Shadow Chancellor of the Exchequer

You can download here the rough, first-draft version of my analysis of the 2024 Mais Lecture given by Rachel Reeves, the Shadow Chancellor of the Exchequer.

This summary has just been published by the Conservative Post […]

The Celtic Paper Tiger

February 16th, 2024|Comments Off on The Celtic Paper Tiger

Published by Global Britain

Global Britain has released my report on the degree to which the economy of the Republic of Ireland is dominated by activities that reduce the tax bills of foreign multinationals.

You can download […]

Increasing debt imposed on EU citizens and businesses by EU institutions

February 1st, 2024|Comments Off on Increasing debt imposed on EU citizens and businesses by EU institutions

Title of article in the Journal des Libertés

This is the article that has been published in the Winter 2023/4 edition of the Journal des Libertés and which is based on my address to the IES-IREF […]

Ofgem to allow suppliers to surcharge paying customers so as to subsidize non-paying ones

December 21st, 2023|Comments Off on Ofgem to allow suppliers to surcharge paying customers so as to subsidize non-paying ones

Consultation announcement on Ofgem’s website

Published on 21st December 2023

Ofgem has put a proposal out to consultation until January 24th 2024 to permit a supplement to energy prices to compensate suppliers for customers’ bad debts. This […]

Treasury Select Committee report on the digital pound

December 9th, 2023|Comments Off on Treasury Select Committee report on the digital pound

TSC report headline

Published on 9th December 2023

The Treasury Select Committee has issued report about the Bank of England’s digital pound project, also known as ‘Britcoin’, and a UK ‘central bank digital currency’ or ‘CBDC’.

You can […]

Our response to the report from HM Treasury’s ‘Future of Payments’ review

December 8th, 2023|Comments Off on Our response to the report from HM Treasury’s ‘Future of Payments’ review

Cover of the report of the Future of Payments Review

Published on 8th December 2023

We have sent Joe Garner c/o HM Treasury a 5-page letter with our response to the report from the Future of Payments […]

Report on HM Treasury’s ‘Future of Payments’ review

December 7th, 2023|Comments Off on Report on HM Treasury’s ‘Future of Payments’ review

Cover of report from the Future of Payments review

Published on 7th December 2023

The report of the Joe Garner review into the Future of Payments has been published.

You can download the report here

It is testament to […]

How can HSBC’s China real estate lending be unsecured?

December 6th, 2023|Comments Off on How can HSBC’s China real estate lending be unsecured?

Daily Express headline for the article on which this blog is based

Published on 6th December 2023

This is the third and final blog in my mini-series about the exposure of Britsh banks to China, and to […]