righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

HSBC rescue of Silicon Valley Bank’s UK arm DID have taxpayer support

March 23rd, 2023|Comments Off on HSBC rescue of Silicon Valley Bank’s UK arm DID have taxpayer support

SVB’s obituary I have sent a paper to the Treasury Select Committee proving how the rescue of SVB UK by HSBC had taxpayer support. You can DOWNLOAD THE PAPER HERE.The Governor of the Bank of England (Andrew […]

Review of the 2017 Payment Services Regulations – our response to the Call for Evidence

March 22nd, 2023|Comments Off on Review of the 2017 Payment Services Regulations – our response to the Call for Evidence

HM Treasury’s Call for Evidence

We have submitted a response to the Call for Evidence issued by HM Treasury in connection with the review of the 2017 Payment Services Regulations.

You can DOWNLOAD OUR RESPONSE HERE.

It was […]

Response of The Payments Association to our Open Letter on practices that facilitate financial crime

March 20th, 2023|Comments Off on Response of The Payments Association to our Open Letter on practices that facilitate financial crime

‘Project Financial Crime’ at The Payments Association

The Payments Association responded to our Open Letter of 2nd February 2023 about practices common amongst non-bank Payment Service Providers that enable financial crime.

You can DOWNLOAD THEIR RESPONSE HERE.

It […]

Financial Conducts Authority Letter on failings in the non-bank Payment Service Provider sector

March 20th, 2023|Comments Off on Financial Conducts Authority Letter on failings in the non-bank Payment Service Provider sector

FCA website section on eMIs and PI

Here is the extraordinary letter issued by the Financial Conduct Authority on 16th March 2023 and addressed to the Chief Executives of nearly 300 non-bank Payment Service Providers.

These are […]

What are the lessons for Europe from the demise of Silicon Valley Bank?

March 14th, 2023|Comments Off on What are the lessons for Europe from the demise of Silicon Valley Bank?

As published on https://en.irefeurope.org/publications/online-articles/article/what-are-the-lessons-for-europe-from-the-demise-of-silicon-valley-bank/ on 13th March 2023

YOU CAN DOWNLOAD THE ARTICLE HERE

Cover of slidedeck issued on 8th March 2023

Silicon Valley Bank (SVB) has gone from hero-to-zero in 48 hours. From established bankers to start-ups […]

YouGov surveys commissioned for ‘Britcoin’ Digital Pound project

March 9th, 2023|Comments Off on YouGov surveys commissioned for ‘Britcoin’ Digital Pound project

We have analysed the two YouGov surveys issued by the Bank of England and HM Treasury in connection with the public consultation on ‘Britcoin’: the plans for a UK Central Bank Digital Currency.

There is one […]

Open Banking Past and Present – is it a sham?

February 22nd, 2023|Comments Off on Open Banking Past and Present – is it a sham?

Cover of ‘Strateic Working Group’ report

Two reports have recently been issued from within the UK’s Open Banking ecosystem about the future ‘roadmap’ for Open Banking, both based on the assumption that there is unanimity about […]

Open letter to Project Financial Crime c/o The Payments Association

February 2nd, 2023|Comments Off on Open letter to Project Financial Crime c/o The Payments Association

Fintech has been lionized by the government and financial authorities as a dynamic new sector of the UK economy, bringing new offerings and competition: next stop is cryptocurrency, the enabling legislation for which is going […]

The Bank of England – off-the-leash and now off-the-wall as well

January 31st, 2023|Comments Off on The Bank of England – off-the-leash and now off-the-wall as well

From Global Britain website

Global Britain has published a pamphlet written by Lyddon Consulting on how recent events have moved the Bank of England beyond any democratic control. The Bank’s ‘Britcoin’ project – for the introduction […]