Lyddon Consulting
Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.
It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.
At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.
TOTAL [POLITICAL] FOOTBALL – LABOUR’S INTEGRATED SCHEME FOR THE UK’S PENSIONERS
Massive borrow-and-spend splurge under Labour takes shape
Report on Labour Plans May 2024
Rachel Reeves wants to take Great British Energy and the NationalWealthFund ‘off-balance sheet’ to massage the UK’s national debt figures.
What this means was written up on pp. 10-13 of this […]
Enquiries needed into the treatment of rioters and the narrative put up by the authorities during the August 2024 UK riots
Introduction
Friends around the world must wonder if the UK has lost its mind, what with the Southport murders, the ensuing riots, the false predictions of 100+ ‘far Right’ protests on August 7th, the subsequent mass […]
Full callable capital of the European Stability Mechanism by credit rating level
This chart supplements the IREF article published on 24th July 2024 entitled ‘There is no European Financial Safety Net, and therefore no Global Financial Safety Net’:
https://en.irefeurope.org/publications/online-articles/article/there-is-no-european-financial-safety-net-and-therefore-no-global-financial-safety-net/Bonds issued by the European Stability Mechanism have to be […]
The ‘grown-ups’ seem to have cooked the books to keep UK debt below 100% of GDP – for now
Introduction
The Office for National Statistics data for the UK’s public debt in June 2024 was duly published, and there was a turnaround in the direction-of-travel, of sorts anyway.
June borrowing was another disastrous £14.5 billion, but […]
The ‘grown-ups’ have all but ensured that UK debt will exceed 100% of GDP, and that the only way from there is down
Introduction
Underline 21st July 2024 in your diaries.
This will be the publication date of the Office for National Statistics data for the UK’s public debt in June 2024.
Barring a turnaround in the direction-of-travel, the debt will […]
Callable capital of the European Stability Mechanism (the ESM)
Callable ESM capital
The ESM has a different legal mechanism for calling for more funds compared to the European Financial Stability Facility.
It is part-paid shares.
All Eurozone member states – including Croatia – are shareholders in […]
Why the European Financial Stability Facility was downgraded to AA-
Member state guarantees behind the EFSF and the resulting percentage of the EFSF’s bonds that are covered by guarantees of member states with different levels of credit rating
The EFSF’s credit rating was recently lowered to […]
Remainers admit that Labour’s economic growth plans are pie-in-the-sky
Labour’s plans for the economy
Labour’s plans for growing the UK economy have been highlighted as being based on fresh air by a group of prominent Remainers and Rejoiners:
https://www.theguardian.com/uk-news/article/2024/jun/22/starmer-growth-plan-doomed-access-eu-markets-economists
Their argument is that Labour’s plans for growth […]
