About Bob

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So far Bob has created 78 blog entries.

My involvement with the Association of UK Payment Institutions (AUKPI)

Regrettably my involvement with AUKPI as chair of its Executive Committee has come to a premature end. AUKPI – both the trade association and the company that the association is based on – are having to be wound up. This was decided upon in the week of 21st September when it was reported, in the […]

EU breaks its own treaty to create Coronavirus Recovery Fund

My article top left on Daily Telegraph homepage

For those of you who cannot get behind the Daily Telegraph paywall, here is the full text of my article that was given such prominence on 16th September 2020…

There is enormous gnashing of teeth
and rending of garments over the government’s Brexit fallback bill and its
supposed breach of an […]

Porter’s Five Forces analysis for SEPA

I have posted this up here now as I have used this as a reference in my MA essay on industrialisation for the Open University ‘Local History’ course.

Click here to download

The Great EU Budget Deception – the 9th Brexit Paper published by Global Britain

We have had another paper in the Brexit Papers series published by Global Britain.

It is subtitled “The EU 2021-2027 Multiannual Financial Framework and Coronavirus Recovery Fund: a dagger aimed at the Republic of Ireland, or a con trick on all EU citizens and on financial market investors?”

It is a con trick played […]

REPLACING THE WITHDRAWAL AGREEMENT

Cover of the new report

I was priviliged to be asked to contribute the figures on the UK’s future financial liabilities to the EU under the current Withdrawal Agreement, and also to set out how the liabilities can better be dealt with – you can click here to download the full report

German court decision on ECB’s Qualitative Easing: more fudge than Thornton’s

I can’t help regarding this decision of the Bundesverfassungsgericht (BVG) as a bit of a fudge. It is rendered less biting because (i) this is part of a long-running saga bouncing between the European Court of Justice (ECJ) and the BVG; (ii) the case is being pursued by people whom the courts can characterise as […]

UK is the Eurozone’s dumping ground – by Professor David Blake

I am delighted to feature the recent paper by Professor David Blake entitled “UK is the Eurozone’s dumping ground”.

You can download it here

David and I, with Barney Reynolds, were co-authors of the recently published book “Managing Euro Risk”, issued through Politeia.

David has built on the book to prove how the Euro also acts as a […]

The anti-cash lobby – Migrant Remittances and COVID-19

While the
anti-cash lobby are busy like performing seals applauding the supposed shift to
digital payment means that COVID-19 will usher in, a concern that has gone
under the radar is that it must be possible, during the pandemic, for
remittances to flow, and quickly, and without massive fee deductions, from
members of a community that wish to render financial […]

The anti-cash lobby – Migrant Remittances

Recent extent of spread of COVID-19

Migrant Remittances are associated with Money Services
Businesses (“MSBs”), where the migrant in question delivers cover for the
payment order in cash, and the MSB transfers the proceeds to the beneficiary,
typically friends and family in the country that is home to the counterpart
community of the one in the sender’s country to which […]

The anti-cash lobby – national or international authorities as fellow travellers

In a previous blog I cited, as fellow travellers of the
anti-cash lobby, national or international authorities charged with enabling
the meeting of UN Development Goals, and accepting that the way these will be
met is through Fintech, rather than on the back of cash.

A prime example of such a national organisation is the UK’s
DfID or the Department […]