righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Brexit will have saved us £100 billion towards the EU Budget for the period 2028-35

July 20th, 2025|Comments Off on Brexit will have saved us £100 billion towards the EU Budget for the period 2028-35

Headline in the Daily Express version Published on 20 July 2025 Introduction The European Commission has started the ball rolling on the setting of the EU Budget for its next seven-year period 2028-35, the so-called Multiannual Financial Framework […]

Conservative Party does not know what being in opposition means

June 26th, 2025|Comments Off on Conservative Party does not know what being in opposition means

Email recieved from Conservative Party on 26th June 2025

Published on 26th June 2025

The Conservative Party does not know what being in opposition means.

This is the conclusion to be drawn from the above email, sent by […]

‘Borrowing for investment’ – all the signs point to a debt-funded disaster

May 28th, 2025|Comments Off on ‘Borrowing for investment’ – all the signs point to a debt-funded disaster

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the fourth paper in my Global Britain series on the UK’s public finances, entitled ‘Borrowing for investment’ – what signs we […]

Labour’s ‘Borrowing for investment’ – think New Labour’s ‘Private Finance Initiative’ and InvestEU

May 28th, 2025|Comments Off on Labour’s ‘Borrowing for investment’ – think New Labour’s ‘Private Finance Initiative’ and InvestEU

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the third paper in my Global Britain series on the UK’s public finances, entitled ‘‘Borrowing for investment’ – what is meant […]

The UK government’s day-to-costs are out of control, and no Spending Review is going to get them back on target

May 28th, 2025|Comments Off on The UK government’s day-to-costs are out of control, and no Spending Review is going to get them back on target

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the second paper in my Global Britain series on the UK’s public finances, entitled ‘The UK government’s budget for ‘day-to-day’ costs […]

Starmer and Reeves want to spend and borrow more, and to keep the increase in both under wraps

May 28th, 2025|Comments Off on Starmer and Reeves want to spend and borrow more, and to keep the increase in both under wraps

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the first paper in my Global Britain series on the UK’s public finances, entitled ‘The structure of the UK’s public finances […]

Labour’s ‘Borrowing for investment’ is the Net Zero transition in disguise – and could cost the UK nearly £7 trillion

May 27th, 2025|Comments Off on Labour’s ‘Borrowing for investment’ is the Net Zero transition in disguise – and could cost the UK nearly £7 trillion

Picture from Global Britain blog

Published on 27th May 2025

LABOUR’S ‘borrowing for investment’ will part-finance the Net Zero transition in a repeat of New Labour’s Private Finance Initiative and the EU’s InvestEU, and cost the UK […]

‘Borrowing for investment’ – how Labour will go big by aping the EU’s InvestEU and creating more PFI

May 27th, 2025|Comments Off on ‘Borrowing for investment’ – how Labour will go big by aping the EU’s InvestEU and creating more PFI

Picture from Global Britain’s blog

Published on 27th May 2025

LABOUR’S new ‘iron’ fiscal rules will open the floodgates to ‘borrowing for investment’, under the Government’s new measure of the national debt, called ‘Public sector net liabilities’.

That […]

The structure of the UK’s public finances is obscure – and that helps Starmer and Reeves hide their increases in public spending and the national debt

May 27th, 2025|Comments Off on The structure of the UK’s public finances is obscure – and that helps Starmer and Reeves hide their increases in public spending and the national debt

Picture from the Global Britain blog

Published on 27th May 2025

The UK’s debt is already nearly the same size as the whole UK economy and is continuing to increase. The Labour Government’s plan to introduce a […]