righthand-image-holderLyddon Consulting

Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Richard Tice of Reform UK is wrong: the Bank of England should not stop paying interest on financial institutions’ reserves

October 10th, 2025|Comments Off on Richard Tice of Reform UK is wrong: the Bank of England should not stop paying interest on financial institutions’ reserves

Headline of Daily Telegraph article on 25 September 2025 Published on 10th October 2025 Richard Tice of Reform UK recently argued, in a Daily Telegraph article entitled ‘I know a way to avoid tax rises at the […]

Andy Burnham’s hopes dealt a body blow

September 25th, 2025|Comments Off on Andy Burnham’s hopes dealt a body blow

Published on 26th September 2025

My letter published in the Daily Telegraph on 25th September 2025

That’s it: Andy Burnham’s chances of becoming Prime Minister are dead-in-the-water, thanks to this devastating verdict passed by a leading economic […]

France’s woes are attributable to its lack of economic and monetary sovereignty

September 13th, 2025|Comments Off on France’s woes are attributable to its lack of economic and monetary sovereignty

The ECB, which holds the monetary policy tools over the euro

Published on 13th September 2025

Introduction

France had its credit rating cut from AA- to A+ by the Fitch credit rating agency on 12th September 2025. This […]

Brexit will have saved us £100 billion towards the EU Budget for the period 2028-35

July 20th, 2025|Comments Off on Brexit will have saved us £100 billion towards the EU Budget for the period 2028-35

Headline in the Daily Express version

Published on 20 July 2025

Introduction

The European Commission has started the ball rolling on the setting of the EU Budget for its next seven-year period 2028-35, the so-called Multiannual Financial Framework […]

Conservative Party does not know what being in opposition means

June 26th, 2025|Comments Off on Conservative Party does not know what being in opposition means

Email recieved from Conservative Party on 26th June 2025

Published on 26th June 2025

The Conservative Party does not know what being in opposition means.

This is the conclusion to be drawn from the above email, sent by […]

‘Borrowing for investment’ – all the signs point to a debt-funded disaster

May 28th, 2025|Comments Off on ‘Borrowing for investment’ – all the signs point to a debt-funded disaster

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the fourth paper in my Global Britain series on the UK’s public finances, entitled ‘Borrowing for investment’ – what signs we […]

Labour’s ‘Borrowing for investment’ – think New Labour’s ‘Private Finance Initiative’ and InvestEU

May 28th, 2025|Comments Off on Labour’s ‘Borrowing for investment’ – think New Labour’s ‘Private Finance Initiative’ and InvestEU

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the third paper in my Global Britain series on the UK’s public finances, entitled ‘‘Borrowing for investment’ – what is meant […]

The UK government’s day-to-costs are out of control, and no Spending Review is going to get them back on target

May 28th, 2025|Comments Off on The UK government’s day-to-costs are out of control, and no Spending Review is going to get them back on target

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the second paper in my Global Britain series on the UK’s public finances, entitled ‘The UK government’s budget for ‘day-to-day’ costs […]

Starmer and Reeves want to spend and borrow more, and to keep the increase in both under wraps

May 28th, 2025|Comments Off on Starmer and Reeves want to spend and borrow more, and to keep the increase in both under wraps

Picture from Global Britain blog

Published on 28th May 2025

This is the full version of the first paper in my Global Britain series on the UK’s public finances, entitled ‘The structure of the UK’s public finances […]