Lyddon Consulting
Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s focus is Payments and Cash Management. That leads on to market change aspects such as the Euro, Single Euro Payments Area, FinTechs, ISO20022 XML and new payment mechanisms.
It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.
At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.
The Celtic Paper Tiger
Increasing debt imposed on EU citizens and businesses by EU institutions
Title of article in the Journal des Libertés
This is the article that has been published in the Winter 2023/4 edition of the Journal des Libertés and which is based on my address to the IES-IREF […]
Ofgem to allow suppliers to surcharge paying customers so as to subsidize non-paying ones
Consultation announcement on Ofgem’s website
Published on 21st December 2023
Ofgem has put a proposal out to consultation until January 24th 2024 to permit a supplement to energy prices to compensate suppliers for customers’ bad debts. This […]
Treasury Select Committee report on the digital pound
TSC report headline
Published on 9th December 2023
The Treasury Select Committee has issued report about the Bank of England’s digital pound project, also known as ‘Britcoin’, and a UK ‘central bank digital currency’ or ‘CBDC’.
You can […]
Our response to the report from HM Treasury’s ‘Future of Payments’ review
Cover of the report of the Future of Payments Review
Published on 8th December 2023
We have sent Joe Garner c/o HM Treasury a 5-page letter with our response to the report from the Future of Payments […]
Report on HM Treasury’s ‘Future of Payments’ review
Cover of report from the Future of Payments review
Published on 7th December 2023
The report of the Joe Garner review into the Future of Payments has been published.
You can download the report here
It is testament to […]
How can HSBC’s China real estate lending be unsecured?
Daily Express headline for the article on which this blog is based
Published on 6th December 2023
This is the third and final blog in my mini-series about the exposure of Britsh banks to China, and to […]
HSBC and Standard Chartered send the same emollient messages about heavy losses on China
Daily Express article headline
Published on 5th December 2023
This is the second of the three blogs on the problems of British banks in China.
You can access the whole article to which the above snapshot is the […]
Big hit for UK’s Standard Chartered Bank on Chinese business
Original Daily Express article
Published on 4th December 2023
This is the first in a series of three blogs that I will be releasing in quick succession, on China and the problems of British banks there.
You can […]