righthand-image-holderLyddon Consulting Services Limited

We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Pay.uk’s Byzantine organisation promises longevity for the New Payments Architecture programme

February 9th, 2019|Comments Off on Pay.uk’s Byzantine organisation promises longevity for the New Payments Architecture programme

The Byzantine Empire is deemed to have emerged in 476 A.D., its being based on the residual Eastern Roman Empire at the point at which the Western one collapsed.

The Byzantine Empire survived for nearly a […]

UK’s New Payments Architecture live by 2030 (indicatively)

February 7th, 2019|Comments Off on UK’s New Payments Architecture live by 2030 (indicatively)

Pay.uk have issued their February 2019 NPA Programme Industry Newsletter, entitled “Enabling a vibrant UK economy”, NPA standing for New Payments Architecture.

The title should have had “…in the 2030s” appended to it, since that is […]

Cheques to be excluded from UK’s New Payments Architecture

February 4th, 2019|Comments Off on Cheques to be excluded from UK’s New Payments Architecture

Once again cheques in the UK are facing their demise, this time as a consequence of their being excluded from the New Payments Architecture project, or “NPA”.

This time it will be a slow and lingering […]

Project Carlton research – a stock take on the PSR and PSF 2014-2018 and the cupboard is bare

January 28th, 2019|Comments Off on Project Carlton research – a stock take on the PSR and PSF 2014-2018 and the cupboard is bare

Project Carlton has been conceived as a stock take of the efforts to reform the UK payments business since 2014 and to evaluate the case for a change in direction.

The reform efforts have been spearheaded […]

Golden Visa business alive and well

January 24th, 2019|Comments Off on Golden Visa business alive and well

Governments such as the UK have come under renewed pressure to limit or suspend visa systems which have the effect of offering visas, residency or passports to the rich-and-famous, if they “invest” in the country […]

Brexit Withdrawal Agreement gives the EU ample scope to continue to spend on the UK’s credit card

January 17th, 2019|Comments Off on Brexit Withdrawal Agreement gives the EU ample scope to continue to spend on the UK’s credit card

The Daily Express issued a “shock horror” story on 30th December that the EU was in financial meltdown over the loss of the UK’s budget contributions.

This seems overstated.

They have no need to worry for a […]

EU Open Banking rules could backfire for Cash Management Sweeps

January 12th, 2019|Comments Off on EU Open Banking rules could backfire for Cash Management Sweeps

The EU’s second Payment Services Directive, with live date January 2018, has had as a main objective to foster the emergence of non-bank intermediaries called Third Party Providers or “TPPs”.

The purposes of a TPP’s offering […]

Marketplace volatility requires reviews of Key Performance Indicators of Liquidity Management

January 6th, 2019|Comments Off on Marketplace volatility requires reviews of Key Performance Indicators of Liquidity Management

Financial markets have been seeing increased volatility lately, and one does not have to look as far as Bitcoin to see it:

Seasoned corporate bonds have suffered an extended rout;
Financial regulators have raised concerns […]

Banks club together to apply IT solutions to Trade Finance issues

December 28th, 2018|Comments Off on Banks club together to apply IT solutions to Trade Finance issues

There is a lot of movement in the Trade Finance space around moving the business into the digital era. This blog is an overview of the most significant moving parts.

We have the International Chamber of […]