righthand-image-holderLyddon Consulting Services Limited

We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

German court decision on ECB’s Qualitative Easing: more fudge than Thornton’s

May 6th, 2020|Comments Off on German court decision on ECB’s Qualitative Easing: more fudge than Thornton’s

I can’t help regarding this decision of the Bundesverfassungsgericht (BVG) as a bit of a fudge. It is rendered less biting because (i) this is part of a long-running saga bouncing between the European Court […]

UK is the Eurozone’s dumping ground – by Professor David Blake

April 22nd, 2020|Comments Off on UK is the Eurozone’s dumping ground – by Professor David Blake

I am delighted to feature the recent paper by Professor David Blake entitled “UK is the Eurozone’s dumping ground”.

You can download it here

David and I, with Barney Reynolds, were co-authors of the recently published book […]

The anti-cash lobby – Migrant Remittances and COVID-19

April 12th, 2020|Comments Off on The anti-cash lobby – Migrant Remittances and COVID-19

Headline on 14th February 2020: a triumph for the campaign being waged by the UK’s National Economic Crime Centre

While the
anti-cash lobby are busy like performing seals applauding the supposed shift to
digital payment means that COVID-19 […]

The anti-cash lobby – Migrant Remittances

April 11th, 2020|Comments Off on The anti-cash lobby – Migrant Remittances

Recent extent of spread of COVID-19

Migrant Remittances are associated with Money Services
Businesses (“MSBs”), where the migrant in question delivers cover for the
payment order in cash, and the MSB transfers the proceeds to the beneficiary,
typically friends […]

The anti-cash lobby – national or international authorities as fellow travellers

April 10th, 2020|Comments Off on The anti-cash lobby – national or international authorities as fellow travellers

In a previous blog I cited, as fellow travellers of the
anti-cash lobby, national or international authorities charged with enabling
the meeting of UN Development Goals, and accepting that the way these will be
met is through Fintech, […]

The anti-cash lobby – frontrunners, fellow travellers or “useful idiots”?

April 9th, 2020|Comments Off on The anti-cash lobby – frontrunners, fellow travellers or “useful idiots”?

Which Phylum are you in?

A taxonomy of the anti-cash lobby is not taxing.

First we have the frontrunners, dissing cash as part of a pump-and-dump strategy to make their own offerings fly commercially:

Crypto (but don’t mention […]

The anti-cash lobby – principals

April 8th, 2020|Comments Off on The anti-cash lobby – principals

It’s about convergence on POS with a nice fat deduction-from-face-value – 8% if possible

It must be absolutely obvious who are the principals in the campaign
to eliminate cash – it’s the card issuers and the card […]

The anti-cash lobby – frontrunners, fellow travellers or useful idiots?

April 7th, 2020|Comments Off on The anti-cash lobby – frontrunners, fellow travellers or useful idiots?

Lenin – the supposed inventor of the phrase “useful idiots”

Who are the anti-cash lobby and why are they so against
other people using what they like to pay for stuff?

This lobby has become vocal during the […]

Leaving your creditors to whistle in the wind – and an £88,000 chunder…

April 2nd, 2020|Comments Off on Leaving your creditors to whistle in the wind – and an £88,000 chunder…

Report on the trial of the miscreant Richard Towne – “the Zeeland Sands Chunderer”

We have done four previous blogs about the punishment of economic crime as recorded in the Old Bailey archives and particularly for […]