righthand-image-holderLyddon Consulting Services Limited

We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Brexit Withdrawal Agreement gives the EU ample scope to continue to spend on the UK’s credit card

January 17th, 2019|Comments Off on Brexit Withdrawal Agreement gives the EU ample scope to continue to spend on the UK’s credit card

The Daily Express issued a “shock horror” story on 30th December that the EU was in financial meltdown over the loss of the UK’s budget contributions.

This seems overstated.

They have no need to worry for a […]

EU Open Banking rules could backfire for Cash Management Sweeps

January 12th, 2019|Comments Off on EU Open Banking rules could backfire for Cash Management Sweeps

The EU’s second Payment Services Directive, with live date January 2018, has had as a main objective to foster the emergence of non-bank intermediaries called Third Party Providers or “TPPs”.

The purposes of a TPP’s offering […]

Marketplace volatility requires reviews of Key Performance Indicators of Liquidity Management

January 6th, 2019|Comments Off on Marketplace volatility requires reviews of Key Performance Indicators of Liquidity Management

Financial markets have been seeing increased volatility lately, and one does not have to look as far as Bitcoin to see it:

Seasoned corporate bonds have suffered an extended rout;
Financial regulators have raised concerns […]

Banks club together to apply IT solutions to Trade Finance issues

December 28th, 2018|Comments Off on Banks club together to apply IT solutions to Trade Finance issues

There is a lot of movement in the Trade Finance space around moving the business into the digital era. This blog is an overview of the most significant moving parts.

We have the International Chamber of […]

Phase 2 of Project Carlton on UK payments landscape: submerged by paper mountain

December 11th, 2018|Comments Off on Phase 2 of Project Carlton on UK payments landscape: submerged by paper mountain

The last update we gave was that the sponsor of Project Carlton had signed off on the initial research and endorsed its sharing for validation with five or six interested parties.

We did that, got very […]

Bank of England fears for UK financial stability in the face of the Italian banking crisis. Unicredit needs €35 billion more capital

December 7th, 2018|Comments Off on Bank of England fears for UK financial stability in the face of the Italian banking crisis. Unicredit needs €35 billion more capital

The Bank of England recently woke up and issued its Financial Stability Report and Stress Test results – November 2018. In it the Bank warned that a “further deterioration in Italy’s financial outlook could result […]

UK headmistress threatens to close tuck shop

December 1st, 2018|Comments Off on UK headmistress threatens to close tuck shop

The UK’s headmistress, Theresa May, has issued a chilling warning to the 650 members of her House of Prefects – she will close off access to the Brougham Exit from the school grounds (known as […]

The curious incident of company No. 11536954 – Pay.uk Limited, founded 3 months ago

November 26th, 2018|Comments Off on The curious incident of company No. 11536954 – Pay.uk Limited, founded 3 months ago

Pay.uk Ltd was founded three months ago (on 25th August 2018) as a company limited by guarantee no. 11536594 and registered to 2 Thomas More Square, London. Is that a surprise to you? It might […]

Request to Pay: challenges for the Treasurers of Creditors, but bonanza for the Treasurers of Debtors

November 20th, 2018|Comments Off on Request to Pay: challenges for the Treasurers of Creditors, but bonanza for the Treasurers of Debtors

“Request to Pay” or “RtP” is a new service planned for the UK by Pay.uk (formerly known as New Payment System Operator), and is likely to be adopted in some form within the Single Euro […]