righthand-image-holderLyddon Consulting Services Limited

We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.

It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.

At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.

Pay.uk – our new “zaibatsu”

October 14th, 2018|Comments Off on Pay.uk – our new “zaibatsu”

New Payment System Operator Ltd (“NPSO”) has just changed its name to Pay.uk Ltd, a shatteringly unoriginal name and unfortunate in that NPSO was meant to signal a clean […]

Lyddon Consulting submissions to the Treasury Select Commitee on “Confirmation of Payee” and APP Fraud

October 12th, 2018|Comments Off on Lyddon Consulting submissions to the Treasury Select Commitee on “Confirmation of Payee” and APP Fraud

Based on research we carried out for Project Carlton and communications via our constituency MP, we made a submission on NPSO’s proposed “Confirmation of Payee” service and on Authorised Push Payment Fraud, and into the […]

Eurozone private banking system gearing up to replace Eurosystem Quantitative Easing

October 9th, 2018|Comments Off on Eurozone private banking system gearing up to replace Eurosystem Quantitative Easing

The Eurozone banking system will have to gear itself up this autumn to take over the supply of credit from the Eurosystem, as the Eurosystem’s version of QE – called Asset Purchase Programmes – is […]

Only days left for the Conservative Party to block Chequers Plan

September 26th, 2018|Comments Off on Only days left for the Conservative Party to block Chequers Plan

If you have ever tried to listen to a damaged 78 rpm record of Harry Lauder’s “Keep Right On To The End Of The Road”, Theresa May’s speeches since Salzburg will be familiar in both […]

Another week at New Payment System Operator and another I cannot BELIEVE it moment or three

September 14th, 2018|Comments Off on Another week at New Payment System Operator and another I cannot BELIEVE it moment or three

New Payment System Operator never fails to disappoint in terms of its governance and processes. Three Victor Meldrew moments in one week – that is a new record.

Firstly we have an announcement that Louise Beaumont, […]

Turkish banks soon to reach World Class levels of Non-Performing Loans

September 8th, 2018|Comments Off on Turkish banks soon to reach World Class levels of Non-Performing Loans

Turkish bank Non-Performing Loans (“NPLs”) will soon be reaching World Class levels, even if the bar has been set very high by the banking systems of Greece and Cyprus: only NPL levels of 40-45% of […]

Project Carlton Phase 1 on UK payments landscape is complete

August 31st, 2018|Comments Off on Project Carlton Phase 1 on UK payments landscape is complete

The sponsor of Project Carlton has signed off on the initial research and endorsed that it be shared for validation with five or six interested parties.

You can get a sneak preview of the Preface in […]

The UK’s New Payment System Operator makes a World Class CoP-out on Confirmation of Payee

August 29th, 2018|Comments Off on The UK’s New Payment System Operator makes a World Class CoP-out on Confirmation of Payee

New Payment System Operator (“NPSO”), the organisation charged with delivering the UK’s New Payments Architecture (“NPA”) and the “End User Needs” services dependent upon it, seems to be backing away from its sense of responsibility […]

Research phase of Project Carlton – new UK payment services design

July 20th, 2018|Comments Off on Research phase of Project Carlton – new UK payment services design

Two weeks ago, in a blog on Finextra, we stated that our company had obtained initial funding and support for a project to design a new suite of UK payment services, to set against those […]