Lyddon Consulting Services Limited
We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.
It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.
At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.
Latest posts
Professor Arday case exposes British public life as being bogus on every level
Published on 10th August 2026, reproducing an article written on 2nd April 2025
You can download this post as a document here.
Background
The enemy of the political Right is the nomenklatura – the extensive network of leftists appointed (by one another) for their political views, not for their competence, into the empire of patronage positions.
This is an extensive empire and it goes well […]
‘The Brexit Years Are Over’: Starmer’s Ukraine loan scheme makes UK taxpayers backstop the obligations of Italy and Spain et al in amounts of tens of billions of euro
Published on 9th August 2026 and as previously published by Global Britain on 30th July 2026
Introduction
One of Keir Starmer’s final acts as Prime Minister was to commit the UK to participate in the EU’s €90 billion Ukraine Support Loan scheme. This is part of Labour’s EU Re-set – another part not mentioned in their General Election manifesto.
https://www.reuters.com/world/uk/uk-agrees-deal-join-eu-ukraine-support-loan-scheme-2026-07-13/ accessed on […]
Labour’s ‘Public financial institutions’ are built over the graves of New Labour’s high-growth banks and building societies
Published on 5th August 2026
Have you noticed the new crop of financial institutions driving forward with headlong expansion in the North and Scotland under Labour, just as they did between 1997 and 2007?
From 1997 to 2007 it was the non-London banks and the major building societies, showing the sleepy laggards in the City how to achieve high growth.
Now it is public […]
What was the aftermath of the Liability-driven investments disaster in 2022? Reliance on high discount rates, as illustrated by John Lewis’ pension fund.
Published on 4th June 2026
Introduction
The John Lewis pension scheme was hit with major losses in 2022. This was largely due to its exposure to Liability-driven investments, or LDIs. Covering the losses sucked in all of its listed investments, leaving the fund essentially as a betting vehicle – will the residual assets return the discount rate at which the fund’s future liabilities […]
A European Capital Markets Union remains light years away
Published on 3rd June 2026
Introduction
Banner headlines on 28th-29th May announced a major milestone towards the creation of an EU Capital Markets Union.
Unfortunately it is little more than a statement of intent, and it will take years to complete even the small steps outlined.
Announcement
Euronews’ version was typical of the way in which events were reported:
https://www.euronews.com/business/2026/05/29/eus-six-largest-economies-push-for-capital-markets-union
The press reports might make one conclude that […]
Prospects for De-Dollarization – analysis in a presentation to a private business group
Published on 2nd June 2026
The consolidated scoresheet deriving from the analysis
Introduction
I recently made a presentation to a private business group in London entitled ‘Payment systems, the currencies they serve, and the prospects for de-dollarization’.
You can download the presentation here.
This was occasioned by various events and commentary: that several countries including Russia, China and India were setting up their own rival payment […]
The Rokos School of Government – Cambridge University’s largest ever donation raises major issues around who formulates public policy and the power of the voter
Likely ouput of the Rokos School
Published on 14 May 2026, and as previously published on 12 May 2026 by Conservative Post
Introduction
Cambridge University recently announced a donation of £190 million for the establishment of ‘The Rokos School of Government’.
Its published aims are to ‘prepare future leaders to be able to navigate the ever-more-challenging demands of both domestic and international politics in a […]
Hungary’s election result celebrated by UK Rejoiners – the euro, inflation, and higher EU membership dues beckon for Hungary itself
Published on 21st April 2026
Introduction
The UK’s EU Rejoiners have been quick to celebrate the landslide victory of Peter Magyar’s Tisza Party in the recent Hungarian election, displacing Viktor Orban, his EU-sceptic predecessor and bête noire of all progressive humanity.
This celebration is part of the chorus line encouraging the current UK government to rejoin the EU, and quickly, in a Leftist shoo-in […]
EU Reset means Rejoin, and that risks civil war
Published on 16 April 2026
This is my letter published in the Daily Telegraph on 14 April 2026, about the Labour Party’s plans for the so-called ‘Reset’ of the UK’s relations with the EU.
The number of subjects involved in this Reset is so large, and the degree of movement back towards the terms applicable to EU membership is so substantial, that the […]