Lyddon Consulting Services Limited
We are a blue-chip specialist consultancy in international banking, focusing on matters related to the core domain of Payments and Cash Management. That leads to market change aspects such as the Euro, how to implement a change of currency, Single Euro Payments Area, and new services such as Bank Payment Obligation, and SWIFT for Corporates.
It also leads into the regulatory domain and measures such as Payment Services Directive, Anti-Money Laundering Directives, and regulations around cards, mobile, eMoney and mandatory information in funds transfers.
At Lyddon Consulting you will find find both methodologies and training packages to meet your needs and support your change programmes.
Latest posts
Conservative Party does not know what being in opposition means
Email recieved from Conservative Party on 26th June 2025
Published on 26th June 2025
The Conservative Party does not know what being in opposition means.
This is the conclusion to be drawn from the above email, sent by the Conservatives today to their members under the name of Mel Stride, the Shadow Chancellor of the Exchequer.
The subject is whether, and under what circumstances, Conservative […]
‘Borrowing for investment’ – all the signs point to a debt-funded disaster
Picture from Global Britain blog
Published on 28th May 2025
This is the full version of the fourth paper in my Global Britain series on the UK’s public finances, entitled ‘Borrowing for investment’ – what signs we have of how this will manifest itself under the current Labour regime’.
You can download it through this link.
All indicators point to Labour using the financial templates […]
Labour’s ‘Borrowing for investment’ – think New Labour’s ‘Private Finance Initiative’ and InvestEU
Picture from Global Britain blog
Published on 28th May 2025
This is the full version of the third paper in my Global Britain series on the UK’s public finances, entitled ‘‘Borrowing for investment’ – what is meant by this statement in theoretical terms’.
Labour aims to engage in an orgy of borrowing but off-the-books, just like New Labour’s ‘Private Finance Initiative’.
You can download the […]
The UK government’s day-to-costs are out of control, and no Spending Review is going to get them back on target
Picture from Global Britain blog
Published on 28th May 2025
This is the full version of the second paper in my Global Britain series on the UK’s public finances, entitled ‘The UK government’s budget for ‘day-to-day’ costs is out-of-control and deteriorating, and has no chance of being met by revenues by 2029’.
This balance is one of Labour Party new fiscal rules, but it […]
Starmer and Reeves want to spend and borrow more, and to keep the increase in both under wraps
Picture from Global Britain blog
Published on 28th May 2025
This is the full version of the first paper in my Global Britain series on the UK’s public finances, entitled ‘The structure of the UK’s public finances and the amount of the UK’s public debt’.
You can download it through this link.
A Spending Review is in progress – good timing!
The UK public sector is […]
Labour’s ‘Borrowing for investment’ is the Net Zero transition in disguise – and could cost the UK nearly £7 trillion
Picture from Global Britain blog
Published on 27th May 2025
LABOUR’S ‘borrowing for investment’ will part-finance the Net Zero transition in a repeat of New Labour’s Private Finance Initiative and the EU’s InvestEU, and cost the UK nearly £7 trillion.
The Climate Change Committee’s Carbon Budgets are a dangerous fiction in that they exclude these financing costs.
That is the upshot of my paper, ‘‘Borrowing […]
‘Borrowing for investment’ – how Labour will go big by aping the EU’s InvestEU and creating more PFI
Picture from Global Britain’s blog
Published on 27th May 2025
LABOUR’S new ‘iron’ fiscal rules will open the floodgates to ‘borrowing for investment’, under the Government’s new measure of the national debt, called ‘Public sector net liabilities’.
That is the message of my paper ‘‘Borrowing for investment’ – what is meant by this statement in theoretical terms’ published by Global Britain.
You can download a […]
The structure of the UK’s public finances is obscure – and that helps Starmer and Reeves hide their increases in public spending and the national debt
Picture from the Global Britain blog
Published on 27th May 2025
The UK’s debt is already nearly the same size as the whole UK economy and is continuing to increase. The Labour Government’s plan to introduce a new measure of it, so as to understate it, is already so far from reality it cannot fool the public, investors, and public credit rating agencies […]
The UK government’s ‘day-to-day’ costs are out-of-control
Picture from the Global Britain blog
Why there is no chance of spending being covered by revenue by 2029 in compliance with Labour’s ‘iron’ fiscal rule
Published on 27th May 2025
Labour has lost control of the UK’s public finances. Day-to-day costs have been increasing. There was a ‘black hole’ but not the one claimed by Chancellor Rachel Reeves. The Labour Government has created […]